About Us

Embroker is the radically simple destination for industry-tailored commercial insurance.

How Do We Do It?

Smart Technology

Business insurance is one of the oldest industries in the world. It is built on personal relationships rather than technological advancement. It’s also dominated by long-established players. Until now.

Embroker is a digitally-native business insurance company built from the ground up with modern technology to eliminate the inefficiencies that increase prices and lead to frustrating customer experiences.

From machine learning to artificial intelligence, we use the latest technology to make policies more tailored, less expensive, and easier to purchase.


Digital Business Insurance Provider


Year Founded



Our Story.

Becoming the First Intelligent Business Insurance Platform


Meet Matt Miller Meet Matt Miller

Meet Matt Miller

Serving on the board of one of the world’s largest insurance brokerage firms made me realize the tremendous value of transferring risk through insurance. Many times I saw businesses saved from financial losses that would have otherwise destroyed them because they had transferred that risk to an insurance company. But I also saw the inefficiencies inherent in the system: Dominated by established players, long-standing personal relationships and legacy systems, the industry had not yet grasped the massive benefits that technology could have in making business insurance more efficient. With this insight, I started Embroker to help catalyze this change.

April 2015

Embroker is Founded

Our mission: to make it radically easier to get the right business insurance at the best price.

October 2016

First Digital Business Insurance Platform

We become the first company where businesses can apply for all types of commercial insurance online and manage their policies through a modern cloud-based portal.

November 2017

Partnership with Munich Re

Partnering with Munich Re allows us to start building our own insurance products that can be underwritten algorithmically and bought fully online.

October 2018

First Intelligent Business Insurance Platform

We launch the intelligent Startup Package, which makes us the first company ever to offer a full suite of end-to-end digital specialty insurance products. Startups can now buy Directors & Officers, Employment Practices Liability and Fiduciary Liability insurance in minutes, rather than weeks. Our digital specialty products are available nearly seven years earlier than McKinsey had predicted.

April 2019

Adding Technology Errors & Omissions incl. Cyber to the Startup Package

December 2019

Adding Workers Compensation Policy

February 2020

Adding Lawyers Professional Liability

July 2020

Adding Management Liability Package

October 2020

Launch of Embroker Access

With the launch of Embroker Access, we open Embroker’s platform and give select outside brokers access to our market-leading products, quick quotes and cloud-based management tool.

June 2021

Embroker raises $100M to expand business

September 2021

Adding Cyber Liability and Commercial Crime

February 2022

Expands Reinsurance to a syndicate of A rated reinsurers

July 2022

Adding Key Person Policy

August 2022

Adding Cannabis Dispensary Coverage

January 2023

Release of ONE by Embroker

February 2023

Law Bundle Releases

Recent Announcements

Embroker Partners with Dashlane & Cowbell, 07/25/2023

Embroker Announces Ben Jennings as Chief Executive Officer, 07/20/2023

Embroker Quarterly Risk & Response Index Finds Increased Risk Aversion Post-SVB, 07/13/2023

Embroker 2023 Risk Index Finds that Post-SVB, Founders Leaned on PR, 05/23/2023

Embroker’s 2023 Vertical Insurance Index: Startup Snapshot, 05/02/2023

Embroker Risk Reactivity Report Finds Double D&O Coverage Searches Post SVB, 04/19/2023

Embroker Appoints Chris Spagnuolo as new Chief Product Officer, 03/15/2023

Embroker Launches New Law Bundle Built on ONE by Embroker Platform, 02/22/2023

Embroker Launches ONE by Embroker to Simplify Insurance for Startup Founders, 01/19/2023

Cyber Report Explores Founder Perceptions on Cyber Protection, Key Investments for 2023, 12/08/2022

Embroker Announces Partnership with LastPass to Bridge Critical Protection Gaps for Small Businesses, 10/27/2022

Embroker Names David Derigiotis as New Chief Insurance Officer, 10/11/2022

Embroker Expands Suite of Product Lines Available by Vertical Markets, Deepens Specific Industry Expertise, 09/20/2022

Risk, Reputation, and Reproductive Rights: New Survey Examines Risks Post-Roe v Wade, 08/10/2022

New Startup Risk Index Report Explores Founder Mindset in New High Stakes Environment, 06/23/2022

Report Details Business Insurance Costs and Decisions During Unprecedented Growth Period, 04/21/2022

Embroker Announces Key Revenue, Customer, and Leadership Milestones for 2021, 12/16/2021

Embroker Report Finds Owners’ and Founders’ Approach to Risk Not a Match for Modern Threats, 10/20/2021

Embroker Launches New Standalone, Digital-First Cyber and Crime Business Insurance Products, 9/14/2021

Embroker Raises $100 Million to Expand Business Insurance Platform, 6/09/2021

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