Insurance for real estate agents and brokers
Comprehensive coverage for your business, all in one place.
Our Real Estate Package offers essential protection against common industry risks.
Recommended core coverages:
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Professional Liability (PL)
Safeguard your business against claims alleging errors and omissions. -
Cyber Insurance
Cover financial losses as a result of a data breach or cyberattack. -
Business Owners Policy (BOP)
Cover third-party bodily injury or property damage claims. -
Workers Compensation
Defend against workplace-related employee lawsuits.
Comprehensive coverage for real estate professionals
We've carefully curated insurance packages to fit the unique needs of real estate agents and brokers — saving you time and confusion.
Even small mistakes can cost you time and money
Real Estate Agents Professional Liability insurance is essential for working without worry — even while you navigate regulatory changes and market shifts. Also known as Errors and Omissions (E&O) insurance, it provides financial protection if you’re sued for mistakes, alleged negligence, and more while providing your professional services. Learn more about Professional Liability — it’s an essential coverage available in Embroker’s Real Estate Package.
- Misguided advice
- Negligence and mistakes
- Actual or alleged misrepresentation
- Missed deadlines
- Conflicts of interest or breach of duty
- Phishing and other social engineering scams
- Covers you, your partners, employees, and contractors
- Location flexibility — even if you do business in another state
82% of real estate professionals say they've received a phishing email or phone call
Real estate businesses handle an abundance of sensitive client data in today’s digital age. Cyberattacks are an increasing threat, potentially leading to financial loss, reputational damage, and legal liabilities. Cyber Insurance offers essential protection by covering costs associated with data breaches, cyber extortion, and other cyber incidents. Safeguard your firm and your clients with a robust cyber insurance policy, available as part of Embroker’s comprehensive Real Estate Package. Learn more about Cyber Insurance.
1 Embroker’s 2024 Real Estate Survey
- Phishing scams and social engineering attacks
- Network/data breaches and privacy liability claims
- Loss of business income
- Legal claims related to your website content
- Extortion and ransomware events
- Continuous risk assessment
- Early detection signals for potential losses (through our carrier partner)
- Complimentary information security training (through our carrier partner)
- Customized limits and deductibles tailored to the needs of firms of all sizes and budgets
Essential coverages in one cost-effective policy
A Business Owners Policy is a valuable insurance package for real estate agents and brokers. Combining general liability and commercial property insurance, a BOP can include protection for property damage, liability claims, and business interruptions in a single, cost-effective plan. There’s also optional Hired/Non-Owned Auto Coverage under this policy that can protect you in the case of a work-related auto accident. Learn more about Business Owners Policy.
- Loss of income due to covered business closure (e.g., fire, water damage).
- Legal defense, settlements, and costs for third-party injuries (e.g., slip-and-falls).
- Theft of your business property and equipment (this applies to owned or rented property)
- Theft or damage of your property by a third-party
Secure your staff, safeguard your business
Did you know Workers Compensation isn’t just for high-risk jobs? Even in a professional setting like yours, employee workplace injuries can happen. From slips and falls to repetitive stress injuries caused by long hours, these incidents can disrupt your practice and lead to costly claims. Workers Compensation insurance is essential to protect your employees and your firm’s bottom line. Ensure your team is cared for while safeguarding your practice with a comprehensive Workers Compensation policy. Learn more about Workers Compensation.
- Hospital bills and medication
- Physical therapy
- Lost wages
- Legal expenses
- Death benefits
- Employer negligence-related injury
Insurance simplified for real estate professionals
Embroker provides access to specialized expertise, rapid quotes, and a simplified insurance experience.
Deep real estate insurance expertise
Benefit from our specialized insights into the unique risks real estate agents and brokers face.
Fast and efficient
In today's fast-paced world, time is of the essence — we offer custom insurance quotes in minutes.
Hassle-free coverage
No more insurance clutter; enjoy clear, simple insurance for busy real estate professionals.
Explore more coverages
Directors and Officers
Protects your company's decision makers against claims and lawsuits alleging certain wrongful acts in managing the business.
Commercial Crime
Protects your business from financial loss related to crimes such as employee theft and dishonesty, embezzlement, forgery, fraud, robbery, and more.