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What is Embroker?

Embroker is the first tech-driven insurance brokerage for businesses. Our platform brings enterprise-level capabilities and a modern insurance experience to mid-market and growing small businesses and startups.

Who are the people behind Embroker?

We’re a smart, talented, and spirited team with deep experience in insurance, engineering, product design, sales, and marketing. Learn more.

What do you sell?

We sell all lines of insurance for businesses, including both property and casualty and employee benefits. Our clients often buy:

Business Coverages

  • General Liability
  • Workers’ Compensation
  • Commercial Auto
  • Commercial Property
  • Cyber Liability / Data Breach
  • Professional Liability / Errors and Omissions (E&O)
  • Product Liability
  • Umbrella / Excess Liability
  • Boiler and Machinery
  • Business Interruption
  • Commercial Package
  • Commercial Umbrella
  • Flood
  • Earthquake
  • Inland Marine
  • Builder’s Risk
  • Motor Truck Cargo
  • Medical Malpractice
  • Product Recall
  • Special Events
  • Trucker’s Coverages
  • Liquor Liability
  • Owners and Contractors Protective Liability

Management Liability

  • Crime
  • Directors & Officers Liability (D&O)
  • Employment Practices Liability (EPL)
  • Fiduciary Liability
  • Third Party Fidelity
  • Kidnap and Ransom


  • Health Insurance
  • Dental Insurance
  • Key Man Coverage
  • Voluntary Benefits
  • Flex Plans
  • Vision Plans
  • Group Health Insurance Captives
  • Disability Insurance
  • Life Insurance


  • Surety
  • Performance
  • Fidelity
  • Trustee / Court Appointed Bonds

Life Insurance

You can purchase term life insurance through Life Quotes, a trusted Embroker partner. Life Quotes offers a simple online questionnaire to instantly generate competitive quotes from leading carriers. Shop for life insurance now (you will be directed to the Life Quotes website).

We also offer free risk management solutions and consultation from licensed insurance experts.

Who are your licensed experts?

Our growing team includes experienced and licensed insurance brokers, risk managers, and account managers based in San Francisco, Chicago, and Boston. We are licensed in all 50 states and the District of Columbia.

Who can sign up?

Anyone with a business is welcome to sign up. Typically, our users are CEOs, CFOs, risk managers, or operations managers of a business. You can have existing policies with other brokers or no policies at all.

What’s the best time to sign up?

The best time is now — you don’t need to wait until you’re buying or renewing your policies. Once you sign up, you can instantly leverage our free tools to assess your company’s coverage gaps and purchase new coverage.

How much does it cost?

The Embroker platform is free to use. We get paid a commission by insurance carriers when customers purchase insurance through us. To learn more, read our full compensation disclosure.

What do I need to get started?

All you need is a business, email address, and an internet connection. Sign up now.

Do I have to leave my existing broker to sign up?

No, you don’t. We understand that you may have an established relationship with your current broker. We still invite you to start a free account, where you can upload your policies and get a clear view of your coverage, as well as expert advice on premiums and policy gaps. If you decide to transfer your policies and/or purchase coverage from us, you get even more benefits and personalized service.

How secure is my data?

We care about your privacy. We use industry-standard security measures, which includes Amazon S3 encryption, to keep your data safe and secure. Your data is only used to help us make smarter and more cost-effective decisions about your coverage.

How are you better than traditional insurance brokers?

Unlike traditional brokers, we’ve built technology from the ground up that allows us to deliver improved coverages and lower premiums for our customers. For our users, our platform offers an improved experience at every touchpoint, providing the easiest and fastest way to deal with insurance.

How are you better than other insurance websites?

Unlike other insurance websites, we’re not a lead generation tool for other brokers. Our team of experienced, licensed experts offers personalized service and guidance to address your company’s insurance needs. We help even when you’re not actively shopping for coverage or renewing your policies.