Consultants Insurance,
Minus the Hassle
Comprehensive coverage for your business, all in one place.
Protect your firm against:
- Errors and negligence claims
- Data breaches and cyberattacks
- Third-party injury claims
- Damage to your business and/or property
- Workplace-related employee injury or illness
Why choose Embroker?
Featured in:
Are You a Technology/IT Consultant?
We’ve got something just for you. Designed specially for consultants in the technology space, Tech Errors and Omissions/Cyber combines essential Professional Liability and Cyber coverages in one convenient policy.
Consulting Risks &
Coverage Solutions
Advise with confidence, not costly consequences.
Consultants Professional Liability coverage is essential for working without worry.
Also known as Errors and Omissions (E&O) insurance, it provides financial protection if you’re sued for mistakes, alleged negligence, and more while providing your professional services.
Common professional liability coverages include:
- Misguided advice
- Negligence and common mistakes
- Actual or alleged misrepresentation
- Missed deadlines
- Conflicts of interest or breach of duty
- Unethical conduct
Available coverage features:
- Covers you, your partners, employees, and contractors
- Location flexibility — even if you do business in another state
Does not cover:
- Phishing and other social engineering scams
43% of cyberattacks are aimed at small businesses…but only 14% are prepared to defend themselves.1
Cyber insurance helps mitigate financial losses in the aftermath of a cyberattack or data breach.
If you store sensitive or proprietary client information (names, credit card info, financial strategy, company direction, etc.), or do business online, your consulting firm could be at risk.
Cyber insurance should be a standard part of a risk management plan for any modern business — especially for smaller companies with fewer resources to protect themselves.
1Accenture’s Cost of Cybercrime Study
Common Cyber coverages include:
- Phishing scams and other social engineering attacks
- Network/data breaches and privacy liability claims
- Legal claims related to your website content
- Loss of business income
- Extortion and ransomware events
Available coverage features:
- Continuous risk assessment
- Early detection signals for potential losses (through our carrier partner)
- Complimentary information security training (through our carrier partner)
- Customized limits and deductibles tailored to the needs of firms of all sizes and budgets
An unexpected accident could lead to a lawsuit.
A Business Owners Policy (BOP) can help, combining multiple coverages in a single, cost-effective policy.
It can pay for expenses arising from third-party injury claims, damage to your business property/equipment, and more.
Plus, if you use your personal vehicle for work or rent vehicles for business travel, there’s also optional Hired/Non Owned Auto Coverage under this policy that can protect you in the case of a work-related auto accident.
Common BOP coverages include:
- Legal defense, settlements, medical and other expenses resulting from third-party bodily injury cases (client slip-and-fall accidents, etc.)
- Theft or damage of your property by a third-party
- Theft of your business property and equipment (this applies to owned or rented property)
- Loss of income if you have to temporarily close your business for a reason covered in the policy, such as fire or water damage
Available coverage features:
- Cost-effectiveness — you can get up to three coverages in one policy
You’ve got employees. We’ve got your back … and theirs.
Did you know Workers Compensation is not just for high-risk jobs?
Subject to state law, Workers Compensation pays out on claims related to an employee’s workplace-related injury or illness.
Slip-and-fall injuries at the office and repetitive stress injuries from everyday computer tasks can result in costly claims for your firm.
With Workers Compensation, you can care for your employees, protect your firm, and meet state requirements with a single policy.
Common Workers Compensation coverages include:
- Hospital bills and medication
- Physical therapy
- Lost wages
- Legal expenses
- Death benefits
- Employer negligence-related injury
Don’t Just Take Our Word for It!
With a Net Promoter Score (NPS) of 71 Embroker ranks above the insurance industry average.
NPS Score 2024