A Better Way to

Buy Business Insurance

Find the right coverage for the right price – in minutes, not days.

Innovative Insurance Solutions

Embroker is a full-service online brokerage that offers expert guidance and an intuitive platform for managing your insurance program online.

Dedicated Brokers

Receive expert guidance from brokers with 10+ years of industry-specific insurance experience.

Powerful Technology

Manage your applications, policies, renewals, claims, and COIs online and in one place.

Proprietary Insurance Policies for Startups

Instantly buy market-leading coverage through Embroker’s Startup Program.
Save an average of 20% on premiums on D&O, EPLI, fiduciary liability, and technology E&O/cyber coverage.

Industry Experts

Embroker’s expert insurance professionals have years of experiencing finding the right coverage for businesses in a variety of both traditional and cutting-edge industries.

Accounting

Cannabis

Construction

Hospitality 

Law

Real Estate

Technology

Nonprofit

A Complete Business Insurance Offer

Purchase any type of insurance policy from more than 50 leading carriers.

General Liability

Protects your business against claims of property damage and bodily injury, covering your legal costs, associated medical costs, and eventual settlements.

Workers’ Compensation

This state-mandated insurance policy cover claims from employee injuries, including medical expenses, death benefits, lost wages, rehabilitation and more.

Commercial Property

Protects all property vital to the daily operation of the business, covering not only to offices but also any other physical assets important to the company.

Product Liability

Protects your company against claims or lawsuits related to injury or property damage arising from defective products produced, distributed, or sold by your company.

Directors & Officers (D&O)

Protects the assets of your board of directors from lawsuits related to misuses of company funds, misrepresentations of company assets, breach of fiduciary duty, non-compliance, and more.

Professional Liability (E&O)

Protects your business from civil lawsuits for negligence, common mistakes, malpractice, misrepresentation claims, and more.

Cyber Liability

Covers both first and third-party financial losses resulting from data breaches and other cybercrimes that may compromise sensitive company and customer information.

Employment Practices Liability (EPLI)

Provides coverage for claims made by employees alleging discrimination (based on sex, race, age, disability), wrongful termination, harassment, and other employment-related issues.

Fiduciary Liability

Protects both your business and employees from claims related to the mismanagement of benefit plans and the legal liability arising out of their role as fiduciaries.

Commercial Crime

Protect your business from losses due to crime-related issues such as petty theft, fraud, and burglary committed by both your employees and outside entities.

Commercial Auto

Protects you, your employees, and any other hired drivers against financial responsibility in the case of a work-related accident involving injury to people or property.

Key Person Insurance

A life insurance policy that’s taken out on an executive, founder, or another critical employee whose death or disability would adversely affect the company’s finances and stability.

Umbrella Liability

Should the underlying insurance policy limits become exhausted, this policy kicks in as additional liability protection.

Health & Employee Benefits

We integrate with your HR system, digitize your enrollment, create benefits education materials tailored to your brand and provide 24/7 access benefits consultants.

Surety Bonds

Surety bonds are needed as a guarantee to a governmental agency, stating that the hired contractors will perform their duties according to the contract signed for the particular construction project.

OCIPs and CCIPs

Wrap-up insurance programs provide general liability protection for not only the owners of construction projects but also the contractors and subcontractors that are involved in the project.

We’ve got you covered.
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