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Innovative Insurance Solutions

Embroker is a full-service online brokerage that offers expert guidance, proprietary insurance products, and an intuitive platform for managing your coverage online.

 

Dedicated Brokers

Dedicated Brokers

Receive expert guidance from brokers with 10+ years of industry-specific experience.

Powerful Technology

Manage your applications, policies, renewals, claims, and COIs online and in one place.

A Complete Offer of Business Insurance Policies

Protect every facet of your business with coverage that’s tailored for your company. Easily purchase proprietary insurance products and policies from more than 50 leading carriers.

Embroker’s Digital Business Owner’s Policy

A business owner’s policy (BOP) combines protection for common property and liability risks in one policy package, offering general liability, commercial property, and business interruption insurance as a bundled product.

Backed by CNA Insurance®, our digital BOP can be purchased online in just minutes, offering broad coverage at a lower premium.

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Proprietary Insurance Policies for Startups

Instantly buy market-leading coverage through Embroker’s Startup Package.
Save an average of 20% on premiums on D&O, EPLI, fiduciary liability, and technology E&O/cyber liability coverage.

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Embroker’s Management Liability Policy (D&O, EPLI)

While the Embroker Startup Program covers venture-funded startups, our Management Liability product enables just about every other type of business to quickly secure the right protection for their executives and company leaders.

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The Embroker Venture Program

Venture Capital firms can partner with Embroker to ensure consistent coverage for all their portfolio companies. We offer marketing-leading coverage tailored for high-growth tech startups, providing partners with underwriting credits of up to 25%.

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Customized Health & Employee Benefits

We integrate with your HR system, digitize your enrollment, create benefits education materials tailored to your brand, and provide 24/7 access to benefits consultants.

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Business Insurance Experts for Every Industry

Not sure what policies you need? Our expert brokers have years of experience finding the right coverage for businesses in a variety of both traditional and cutting-edge industries.

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Accounting

CPA firms, tax advisors, and even bookkeepers get hit frequently with claims. Tax laws are constantly changing and the expectation of the client is such that errors are not readily acceptable. A high-quality insurance program produced by a knowledgeable broker eases the burden of a malpractice claim.

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Cannabis

Staying in compliance to maintain your license to operate, mitigating claims from customers, and transferring the financial risk of theft are just a handful of issues cannabis businesses face. It’s imperative to have an experienced broker on your side who understands the industry’s nuances and possible exposures.

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Construction

No matter your experience level and how cautiously you run your construction business, unpredictable accidents are always a possibility in this high-risk industry. Transferring risk via insurance enables contractors to focus on growth without worrying that every possible misstep or unforeseen problem could lead to serious setbacks.

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Hospitality

Restaurant owners and other hospitality professionals face a unique risk profile and the potential for property damage and liability lawsuits resulting from everyday operations is irregularly high. Finding the right coverage requires the guidance of brokers with deep insurance expertise and a genuine understanding of the industry.

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Law

Today’s legal landscape is incredibly complex and malpractice suits are only the tip of the iceberg when it comes to the risks legal professionals face. Attorneys and law firms need professional advice and assistance in order to make sure that their insurance coverage provides proper protection.

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Real Estate

The real estate industry includes property managers, developers, and investors who face risks associated with construction, economic volatility, catastrophes, and employee injuries. As a real estate professional, you need to feel confident that the property you manage or own is protected with the right insurance coverage.

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Technology

In the fast-paced world of technology, a company can move from concept to launch in weeks. In this environment, it’s imperative to have a risk management partner that understands the industry and is experienced in the exposures associated with your business’s innovations and rapid growth.

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Nonprofit

Nonprofits can face lawsuits from volunteers, donors, employees, and government regulators. Their leadership is also often a common target for litigation. Any organization that engages in counseling or vocational training has significant professional liability exposure. Proper coverage will cover legal costs or damage awards in such instances.

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Malpractice Insurance for Modern Law Firms

Embroker’s Lawyers Professional Liability insurance is the industry’s first fully-digital legal malpractice product. Purchase market-leading coverage for your entire practice in just a few minutes.

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Business Insurance Frequently Asked Questions

Not sure where to start? Embroker can help you understand the basics of business insurance, as well as advanced considerations. We’ll help you find the right coverage, no matter the type of business you run or the complexity of your needs.

How much does business insurance cost?

There are a variety of factors that go into determining how much your business is going to have to pay for insurance coverage. The size of your business, the industry you are in, your business’s location, revenue, the number of employees you have; all this and many other factors are taken into consideration when calculating premiums.

To learn more about the costs of business insurance, read this article: How Much Does Business Insurance Cost?

What does business insurance cover?

There is no one business insurance policy that you can purchase to provide you with coverage from all possible risks that your business may encounter. Most insurance policies provide some form of liability coverage, meaning that they will protect you if lawsuits are filed against your company claiming that your business is responsible in some way for injuries, damages, and losses they may have incurred.

To learn more about business coverage types and what policies are right for you, read this article:  What Types of Business Insurance Does Your Company Need?

Why do I need business insurance and what policies do I need?

Businesses purchase insurance in order to mitigate risks that are always present in their daily activities. Knowing that insurance will provide coverage in the event of errors or accidents that could significantly affect your business’s bottom line allows you to place focus on growing your business and taking care of your employees and customers.

To learn more about how business insurance helps companies survive and enables sustainable growth, read this article: Does Your Business Need Insurance?

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