Health & Employee Benefits

Embroker’s employee benefits experts go beyond a one-dimensional spreadsheet so your HR team can put the human back into resources. We draw on third-party data and integrate with your HR system to find you the best value for the right coverage for your employees.

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What Is It?

We integrate with your HR system, digitize your enrollment, create benefits education materials tailored to your brand and provide 24/7 access benefits consultants so your employees see the value in your benefits program throughout the year.

Who Is It For?

Any company or non-profit organization that must provide individualized comp & benefits in order to attract and retain top industry talent.

If your company is interested in increasing its appeal and attracting better candidates, minimizing its turnover rate, improving employee morale and increasing productivity, you should be interested in putting together a top-tier health and employee benefits program for your staff.

Why Do You Need It?

Our clients realize a topline decrease in insurance spend and a topline increase in the benefits provided to their employees.

The Embroker Blueprint Method goes beyond a one-dimensional spreadsheet a typical broker provides. Embroker’s experienced team begins with gaining a deep understanding of each client’s unique needs. Your company is then benchmarked against similar employers to identify areas of improvement and hidden savings opportunities. Finally, we use Embroker’s proprietary underwriting and analytic tools to deliver real results.

As your employees know, insurance is not just about cost. Embroker works with our clients to enhance their total benefit experience. The Embroker benefits team works with our clients’ existing HR systems to create a seamless integration of payroll, carrier administration, and employee enrollment.

With Embroker, your company saves money, your HR team is freed of insurance administration duties, and your employees receive incredible benefits.
employment benefits underwriting statistics

Underwriting Analytics

Embroker’s proprietary underwriting tools pull from over $82 billion in annual claims data from multiple data sources including Truven Health Analytics and the Kaiser Family Foundation, to analyze your company’s claims and let you “test drive” potential changes so that you can see the impact of a change. As a result, we typically reduce costs by 10% – 15% while tailoring and improving plans to align with the needs of your employees.

What Does It Cover?

Employee Benefits Services Include:

  • Health Insurance
  • Dental Insurance
  • Key Person Life Insurance
  • Long Term and Short-Term Disability
  • Benchmarking
  • Payroll Integration
  • PEO Exiting
  • HRIS System Setup and Onboarding

Comprehensive Benchmarking

The Embroker Health Plan and Benefit Design Benchmark Report consists of data from nearly 30,000 employers and 45,000 plans. Embroker’s meta-study draws upon data from SHRM, Milliman, Gallop, Kaiser, Zywave & PWC. Your benefit plan is benchmarked against your industry peers based on size, location, and demographic profile.

HR Integrations & Digital Enrollment

We don’t believe in a “one size fits all solution.” The Embroker Modern Benefits team works with our clients’ existing HR systems creating a seamless integration of payroll, carrier administration, and employee enrollment. As a result, our clients have the time to put the Human back in Resources.
Employee Benefits Education

We help you educate your employees by creating on-brand assets to help your staff understand their benefits and how they are tailored to their needs. With Embroker, your employees will clearly understand the value they’re receiving from the company’s benefits program.
On-Demand Health Advocates

Embroker has partnered with Health Advocate to provide benefits and healthcare support for your employees and their families – 24/7. The Health Advocate team offloads sensitive questions like medical bills, finding the providers, scheduling tests and so much more.

What’s Not Covered?

Our employee benefits program does not cover pension and 401(k) guidance, which we leave to retirement plan professionals.

What Does It Cost?

The cost of your health and employee benefits program will depend on two things, most prominently. First, the size of your organization and how many employees are receiving these benefits is clearly the most important factor that is going to determine the cost of your plan.

The second biggest factor is the quality of the plan itself. The more robust your plan and the greater number of benefits you offer to your team, the more your plan will cost on a per employee basis.

It takes the Embroker team less than an hour to take a look at all of your company documents and evaluate your current program to see where we can save you money and how we can improve the benefits plan you offer to your employees.

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“The platform is seamless, intuitive, and readily accessible!”

Rebecca Axvig

Mux

Don’t Just Take Our Word for It!

With a Net Promoter Score (NPS) of 70+ Embroker is the highest rated business insurance company in the market.

NPS Score 2020

17
Insurance Industry
71
Embroker

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