August 2025 Newsletter: A Summer recap

TAYLOR SWIFT AND TRAVIS KELCE ARE ENGAGED! Do we have your attention? Okay, great. Moving on! (It was funny, right? Don’t be mad.) The summer of 2025 has been busy for the insurance industry. As we enter the final stretch of Q3, we’re reflecting on some significant events of the last few months, including some […]

Read More

Is AI insurance real? Myth busting and clarifying for 2025

As artificial intelligence becomes integral to business operations across industries, companies face new and evolving risks that traditional insurance policies weren’t designed to address. Artificial intelligence insurance provides specialized coverage for the unique exposures that arise from developing, deploying, and using AI technologies. But, what is Artificial Intelligence Insurance? Is it a singular policy? Included […]

Read More

Embroker’s AI Coverage: Built for the way tech companies actually use AI

Smart, structured protection for AI-built businesses now included on every Tech E&O / Cyber quote As artificial intelligence rapidly becomes a core part of how technology companies operate and deliver value, traditional insurance policies are falling behind. The language in most standard Tech E&O / Cyber policies simply wasn’t designed to address risks that arise […]

Read More

Business insurance 2024 retrospective: Navigating rising tech risks in a soft market

The current soft insurance market for business insurance has created both opportunities and new challenges for tech companies seeking comprehensive protection. With increased competition and more available reinsurance capacity — which allows insurers to handle larger risks or write more policies without exceeding its financial limits — costs to business owners have stayed relatively low. […]

Read More

2024 Cyber Risk Index shows coverage confidence increase, even as startups fear AI’s shadow

As cyberattacks continue to dominate headlines and wreak havoc on businesses of all sizes, VC-backed startup founders are turning to cyber coverage as a crucial layer of protection. Cyber insurance adoption is climbing as startups learn to navigate the ever-evolving minefield of modern risks and challenges. For our third annual Cyber Risk Index report, Embroker […]

Read More

Q2 2023 Risk & Response Index: First Republic, Submarines, and Frugal Founders

Embroker’s Insurance Risk & Response Index for Q2 2023 is here. Read what policies founders are shopping for, what limits they want, and more.

Read More

Cyber Risk Report 2022: How founders are handling cyber security in today’s climate

How big of a deal is cyber security anyway? It’s no secret founders have a lot on their plate. VC’s are no longer cutting large checks, we’re in the midst of a recession, and the pandemic hangover has created operational difficulties across the board. We surveyed over 400 VC-backed startups to find out how they’re […]

Read More

What is the Securities Act Rule 144?

Selling stocks in the public market can be complicated. We’ve got all you need to know about the Securities Act Rule 144 and selling restricted stock.

Read More

What Is the Founder Effect?

What impact does a founder have on a startup's future? Find out how startups can manage the founder effect and achieve long-term success.

Read More

A Founder’s Guide to Startup Boards and Why They Need to Evolve With Each Funding Round

Check out our guide on how to build a startup board of directors and find out how the role of the board changes with each funding round.

Read More

What is the “Investor Factor”?

The investor factor is a way for founders and investors to assess their different approaches to risk-taking and seek common ground to help their companies achieve success in the future.

Read More

Retrenching: How Founders are Prepping for a Recession

Recessions are challenging, and the current economic downturn is no exception. Learn how to remain resilient with startups during a recession.

Read More

Diversity, equity, and inclusion: What is DEI?

Diversity equity and inclusion is not a new concept in the tech industry and business environment in general. Learn more about DEI in this article.

Read More

How to Get Clients for Your Startup Software Company

With fierce competition for software startups, business owners need to know how to get clients for startup software company. Find out how.

Read More

Assessing Climate Risk for Startups

No business is immune to the risks of climate change, in this article we evaluate climate risk for startups and how to respond to risk. Learn more.

Read More