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Sitemap – Blog

  • The 3 Elements of Cybersecurity: You Need Them All
  • How to Find an Insurance Broker for Your Business
  • How to Switch Business Insurance Providers
  • Cybersecurity Essentials: Preparedness is Key to Defending Against Data Thieves
  • Embroker Leadership Changes for 2023
  • Embroker announces ONE by Embroker
  • Cyber Risk Report 2022: How Founders are Handling Cyber Security in Today's Climate
  • State Workers Compensation Funds
  • Cost of Surety Bonds
  • What Is the Securities Act Rule 144?
  • The Essential Law Firm Branding Guide
  • Is Key Person Insurance Tax Deductible?
  • Key Person Insurance Vs. Life Insurance
  • How to Shrink Your Digital Footprint
  • Cybercrime Protection
  • How to Start a Software Company
  • How Much Should Consultants Charge? Consulting Pricing Strategy
  • Risk Management Guide for Cannabis Companies
  • How to Create a Marketing Strategy For Your Consultancy
  • Plumbing License Requirements
  • Law Firms Are a Target for Cybercriminals
  • Risky Business — June 2022 Newsletter
  • What Is the Founder Effect?
  • What Insurance Application Documents Do You Need?
  • A Founder's Guide to Startup Boards and Why They Need to Evolve With Each Funding Round
  • Health Insurance Options for Independent Consultants
  • Policy Limits
  • Deductibles
  • Risk, Managed — August 2022 Newsletter
  • Recession? Downturn? Bueller? — July 2022 Newsletter
  • Managing General Agent (MGA)
  • First-Dollar Defense
  • Anti-Stacking Provisions (Endorsements)
  • What is Employers Liability Insurance?
  • How to Develop a Marketing Plan For Your Cannabis Business
  • How Much Does it Cost to Start a Dispensary or Cannabis Business?
  • Business Insurance Guide for Consultants
  • Great Interview Questions to Ask for Cannabis Businesses
  • Software Business Models Explained
  • Best States to Start a Cannabis Business
  • How Small Businesses Can Take More Risks
  • Electrician License Requirements
  • How to Get a Loan to Open a Dispensary: 8 Creative Ways
  • Can Small Businesses “Recession-Proof” Themselves?
  • Risk Management for Venture Capital Firms
  • What is the “Investor Factor”?
  • Investment Law Group Leverages Risk Management
  • Cannabis Blogs to Follow
  • Retrenching: How Founders are Prepping for a Recession
  • Diversity, Equity, and Inclusion: What is DEI?
  • 50 Aviation and Aerospace Statistics
  • How to Run a Successful Software Company
  • How to Start a Web Design Business
  • Climate Change Software Utilizes Insurance
  • Aerospace Market and Growth Strategies Looking Into the Future
  • How Much Should Agencies Charge for Web Design? 
  • Commercial Truck Insurance
  • How to Get Clients for Your Startup Software Company
  • Assessing Climate Risk for Startups
  • Nonprofit Leverages Insurance for Risk Transfer
  • Insurance for Tech Hardware Companies
  • How Small Businesses and Startups Can Manage Risk in a Post-Roe World
  • How to Get Auto Insurance for On-Demand Companies
  • How to Get Web Design Clients for Your Agency
  • Blockchain Definitions & Crypto Meanings to Get in the Game 
  • Risk Management Guide for Software Companies
  • How to Scale Your Software Company
  • IT Insurance: What You Need to Know
  • How Much Does Cannabis Business Insurance Cost?
  • What is Title Insurance in Real Estate?
  • AI Software Utilizes Risk Transfer
  • A Guide for Nonprofit Risk Management
  • How to Write Debt Collection Letters to Legal Clients
  • Fintech Tackles Risk Management
  • Fire Insurance for Businesses: What Coverage Do You Need?
  • Risk Index: Embroker's 2022 Startup Risk Report
  • How to Calculate Business Risk: The Risk Archetype Quiz
  • Cannabis Legalization Map: Is Weed Legal in Your State? 
  • How to Get the Right Cannabis Licenses for Your Business
  • Ransomware Attacks: What They Are, How They Work, and How To Protect Your Business
  • Who Qualifies For a Workers Compensation Exemption?
  • New Employee HR Systems Onboarding Guide
  • Embroker Spotlight | Meet Justin Sorensen
  • How to Create a Risk Management Plan for Your Aerospace Business
  • The Stages of a Startup
  • How a Brand New Law Firm Can Attract Clients
  • How to Build a Strong Remote Company Culture | SwagUp
  • IT Consultant Insurance Guide: IT Risk Management
  • The Ultimate Guide to Small Business Insurance
  • How to Become an IT Consultant
  • The Insurance Special — May 2022 Newsletter
  • Solar Power and Risk Management at PI Energy
  • Why Your Personal Car Insurance May Not Cover Business Use
  • Computer Fraud and Insurance Coverage: How To Make Sure Your Business Stays Protected
  • What Lawyers Need to Know About Law Firm Data Encryption
  • Aviation & Aerospace Insurance Practice: Meet Tyler Chalk
  • How to Start a Drone Business: 10 Steps for Getting Started
  • The Aviation Insurance Marketplace and COVID-19: Trends for 2022 and Beyond
  • Construction Insurance vs. Surety Bond: What's the Difference?
  • Best Cannabis Conventions & Trade Shows to Attend
  • Common Startup Mistakes and How to Avoid Them
  • What's the Difference Between Tech E&O and Cyber Insurance?
  • How to Create an Aerospace Marketing Plan For Your Aerospace Business
  • Insurance for Website Designers: What You Need to Know
  • Commercial Real Estate Insurance: How to Find the Right Policy
  • Protect Your Firm with Insurance for Law Firms
  • How to Create an NFT Marketplace
  • What Is TRIA Insurance?
  • How to Start a Cryptocurrency Business
  • What You Need to Know About Accounting Insurance
  • Do You Need Nonprofit Insurance?
  • The Startup Special — April 2022 Newsletter
  • All About Cyber — March 2022 Newsletter
  • Law Firm Funding and Financing: What You Should Know
  • 2022 Predictions — February 2022 Newsletter
  • Tech Company Insurance in the Digital Age
  • Who Needs Construction Insurance?
  • 50+ Cannabis Industry Statistics
  • 2022 Work Trends — January 2022 Newsletter
  • Errors & Omissions for Startups: What You Need To Know
  • 2022 Embroker Startup Insurance Benchmarking Report
  • Top 10 Best Virtual Receptionist for Law Firms in 2023
  • Why Restaurant Insurance is Important for Your Small Business
  • Emerging Cybercrime Threats
  • Guide to Host Insurance for Home Sharing Platforms
  • Insurance for Cryptocurrency Companies: What You Need to Know
  • Straight Line Depreciation Calculator for Determining Asset Value
  • 50 Solo Law Firm Statistics that Will Surprise You
  • Technology and Climate Change: A Startup Story
  • Dropbox for Lawyers: Is It a Good Solution for Your Firm?
  • The #1 Internal Cybersecurity Risk to Your Firm
  • Free LLC Tax Calculator + How to File LLC Taxes
  • SDC2022
  • Fractional Marketing vs. Interim Marketing Support in Law Firms
  • Free Business Mission Statement Generator + Examples
  • What Is Legal Analytics and How You Can Use It to Benefit Your Law Firm
  • 2022 Workplace Harassment Claims Data Infographic
  • ICO vs STO: What's the difference?
  • How to Start a Cannabis Business Now
  • #1 Guide to Insurance for Mobile App Developers
  • Best Law Practice Management Software Platforms 2022
  • #1 Guide for Technology Risk Management
  • Anti-Retaliation Checklist: How to Prevent Retaliation in the Workplace
  • The 50+ Best Legal Podcasts of 2023
  • Cannabis 3.0 Dictionary: Products and Definitions
  • How to Prevent DDoS Attacks
  • Legal Professional Liability Requirements by State
  • What Is Crypto Lending? | Guide to Best Crypto Lending Platforms & Rates
  • Law Firm Staff: Best Employment Practices
  • How to Value a Law Firm
  • Surprising 2022 Startup Founder Business Concerns
  • How Much Cyber Insurance Do I Need?
  • Modern Business Risks: What is Reputational Harm?
  • Lawyer Insurance: How to Protect Yourself Against Claims
  • What Is the Howey Test & Does Crypto Pass? | The 4 Elements
  • Whistleblower Retaliation: Risks Both Sides Need to Know
  • Test Your Business Risk IQ
  • How to Drive Law Firm Cybersecurity
  • Employers Liability Insurance vs. Workers Compensation: What's Important to Know
  • How to Create a Healthy Remote Work Culture
  • How Professional Liability Insurance Can Help You Fight a Lawsuit
  • Professional Liability vs. Errors and Omissions Insurance: What's the Difference?
  • How to Read a Certificate of Insurance
  • How to Create a Sexual Harassment Policy for Your Business
  • Legal Technology: The Impact on Law Practice Management
  • What Is Insurance Literacy and Why Does It Matter?
  • California Law Firms Boomed in 2021
  • 5 Remote Gender Discrimination Facts
  • Professional Indemnity Insurance: What Is It and Why Do You Need It?
  • How to Handle a Disgruntled Employee
  • Top 10 Cybersecurity Threats in 2022
  • Preventing Lawyer Burnout: How to Create a Healthy Workplace Culture
  • Part-time vs. Full-time Benefits & Laws: What Employers Need to Know
  • Has "Startup Culture" Changed for Good?
  • Managing Legal Clients’ Changing Expectations
  • Naming Your Business: How to Choose, Claim + Protect Your Name
  • 5 Reasons Your Staff Need to Work from Home in 2023
  • What Is a Hold Harmless Agreement?
  • The Embroker Top 300 Law Firms
  • What Is Funds Transfer Fraud and How to Make Sure Your Business Is Covered?
  • Legal Networking: How to Network in the Legal World
  • 2021 Embroker: Key Revenue, Customer, and Leadership Milestones
  • 5 Lessons Lawyers Can Learn from the Business World
  • Average Cost to Settle a Wrongful Termination Lawsuit
  • Embroker Spotlight: Meet Elise Sandow
  • How to Conduct an Employee Theft Investigation
  • Law Firm Ransomware and Phishing Prevention
  • How Much Does Product Liability Insurance Cost?
  • How to Create a Go-To-Market Strategy
  • How to Terminate an Employee Without Risk
  • Emerging Cybersecurity Threats and How To Deal With Them
  • How Do Legal Malpractice Settlements Work?
  • Cybercrime Aftermath: How to Recover From a Cyber Attack
  • Insuring Your Law Firm: What Is LPL Step-Rating?
  • What Businesses Can Do to Prevent Robbery
  • Embroker Spotlight: Meet Joe Wasserman
  • Embroker Spotlight: Meet Dan Frett
  • New Embroker Report Explores if SMEs, Startup Founders are Prepared for Modern Risks
  • How to Design a Cyber Incident Response Plan for Your Business
  • How Much Can Your Business Expect to Pay for Its Employee Benefits Program?
  • How to Design an Employee Benefits Program That Works for Your Business
  • What Is Contingent Business Interruption?
  • What Is Excess Liability Insurance?
  • What Basic Employee Benefits Must Your Company Provide?
  • Embroker Announces New Standalone Cyber and Commercial Crime Coverage
  • Unique Employee Benefits to Help Your Business Stand Out in Saturated Job Markets
  • Embroker’s Certificate of Insurance (COI) Solution
  • Understanding How Cyber Threat Modeling Methods Work
  • How Much Can a Data Breach Cost Your Business?
  • What Your Business Can Do to Prevent Data Breaches
  • 40+ Fascinating White-Collar Crime Statistics for 2023
  • How (and Why) to Obfuscate Source Code
  • LPL Calculator: How Much Does Legal Malpractice Insurance Cost?
  • Understanding Cyber Extortion and How to Protect Your Business
  • What Is Tail Coverage and Who Needs It?
  • What Businesses Can Do to Prevent Ransomware Attacks and Limit Their Impact
  • How Businesses Can Spot and Protect Themselves from Counterfeit Money
  • 9 Types of Difficult Legal Clients and How to Handle Them
  • 10+ Work-from-Home Cybersecurity Tips for Employers and Employees
  • What is the Fraud Triangle? (Three Components Explained)
  • Startup Insurance Risk: What Happens If Your Startup Doesn’t Have Business Insurance?
  • How to Protect Your Business Against Embezzlement 
  • How to Create a Fraud Prevention Plan for Your Business
  • What Is Employee Dishonesty Coverage?
  • Crafting a Business Emergency Plan for Your Startup
  • How Much Does Builders Risk Insurance Cost?
  • What is Third-Party Crime Coverage?
  • Startup Equity Calculator: How to Split Fairly Among Founders
  • A Guide to Startup Risks and How to Manage Them
  • How Much Does Commercial Crime Insurance Cost?
  • Common Commercial Crime Insurance Claims Examples and Key Coverage Considerations
  • Broker Tips: How to Grow Your Insurance Book of Business
  • Negotiating and Closing Your Series A Funding Round
  • How Much Does Commercial Umbrella Insurance Cost?
  • Law Firm Hacked? Here's How to Prepare and Implement a Proper Response Plan
  • Series A Funding: What Is a Term Sheet and Why Is It Important?
  • What Startups Should Know About Pro Rata Rights
  • The Ultimate Guide: How to Grow a Law Firm
  • What Startups Should Know About Due Diligence
  • How to Create a Winning Series A Pitch Deck 
  • Best Practices for Law Firm Secure Documents
  • What Do Technology E&O Claims Typically Look Like?
  • 75 Startup and VC Terms For Every Funding Stage
  • Understanding Compliance Challenges For Law Firms
  • Checklist: How to Become a Unicorn Startup in 2023
  • 2021 Benchmarking Report: How Business Insurance Needs and Costs Change as Your Startup Grows
  • Sure-fire Insurance Broker Marketing Strategies for 2023
  • How Much Will Business Insurance Cost for Your Startup? | Startup Package Calculator
  • How Much Does Key Person Insurance Cost? 
  • How Much Does Business Interruption Insurance Cost?
  • 20 Best (and Worst) U.S. Cities for Lawyers
  • Series A Venture Capital Funding: Finding the Right VC for Your Startup
  • A Startup's Guide: How To Navigate Business Uncertainty
  • Loss Payee vs Additional Insured: Understanding the Key Differences
  • Preparing for Your Series A: Key Considerations Ahead of Your Fundraising Efforts
  • Predicting Insurance Brokerage Industry Trends for 2022 
  • How Much Does Commercial Property Insurance Cost?
  • Insurance Agent vs. Broker: What's the Difference?
  • Does an In-House Lawyer Help or Hinder a Company’s Growth?
  • How Much Does Errors & Omissions Insurance Cost?
  • Business Owners Policy vs. Commercial Package Policy: Which One Better Suits Your Business’s Insurance Needs?
  • 60+ Employee Theft Statistics for 2023
  • The Ultimate Guide to Data Breach Laws By State
  • A Guide to Cybersecurity Risk Management for Businesses
  • Understanding Additional Insured Endorsements and How They Work
  • Key Insurance Considerations For Different Types Of Cannabis Businesses
  • What Employers Should Know About Wage and Hour Claims
  • Protecting Your Retail Business with the Right Insurance
  • Examples of Pregnancy Discrimination at Work and How to Fight It
  • What is Contract Negligence?
  • How to Make Your Startup Meetings Matter
  • Creating an Effective Risk Management Plan for Your Business
  • What is Professional Negligence?
  • 11 Lessons From Major CEO and Company Lawsuits
  • Guide: How to Handle Gender Discrimination in the Workplace & 4 Ways to Prevent It
  • What Does Subrogation Mean in Business Insurance?
  • The Embroker 200 Top Startups
  • How Much Does Commercial Auto Insurance Cost?
  • My Path to Insurtech - Tyler Chalk
  • What is an ACORD Certificate of Insurance?
  • Ageism in the Workplace and 7 Ways to Fight It
  • What Is Blind Hiring? (How to Implement It)
  • Identify and Prevent Religious Discrimination in the Workplace
  • What Insurance Policies Do Marketplace (On-Demand) Companies Need?
  • 70+ Essential Entrepreneur Statistics in 2023
  • Wrongful Termination and Insurance: How to Protect Your Business
  • Understanding and Combating the Negative Effects of Sexual Harassment in the Workplace
  • How Much Does Cyber Insurance Cost?
  • The Definitive Guide to Commercial Real Estate Risk Management
  • Do You Know What Your Business Insurance Policy Covers? (Quiz)
  • A Guide to Hurricane Preparedness for Businesses
  • What's the Difference Between Fidelity Bonds and Crime Insurance?
  • How Much Does a Business Owners Policy (BOP) Cost?
  • Where Female Founders Are Gaining Ground in Venture Capital
  • Restaurant Insurance: What Do You Need and How Much Will It Cost?
  • A Startup’s Guide to Rehiring After COVID-19
  • Workers Compensation Coverage Impact of California Assembly Bill 5
  • The Ultimate Guide to Workers Compensation Insurance Requirements by State
  • How to Close Tech Gender Gap: Lessons from Silicon Valley's "Brotopia"
  • What Is Third-Party Liability Insurance?
  • What Insurance Policies Do Roofing Contractors Need?
  • A Guide to Data Security for Law Firms
  • A Guide to Property Damage Assessment and Recovery for Business Owners
  • 160+ Startup Incubators and Accelerators Around the World
  • How Much Does EPLI Coverage Cost?
  • Embroker Featured on 2020 Insurtech 100 List
  • What Do EPLI Claims Look Like?
  • Proven Growth Strategies for Law Firms and the Importance of Strategic Planning
  • General Liability vs. Professional Liability Insurance Coverage
  • How Will COVID-19 Impact Workers Compensation Insurance?
  • What Counts as a Workers Compensation Claim?
  • What is Prior Acts Coverage and Why Is It Important?
  • Law Firm Risk Management: What Are the Biggest Challenges Law Firms Face?
  • CoFounder Conflict: Resolving Business Dilemmas Like a Boss
  • Taking Advantage of Tax-Deductible Business Insurance Premiums
  • Common Types of Cybercrimes and How to Protect Your Business From Them
  • How Do Workers Compensation Settlements Work?
  • 16 Business Expenses That Startups Waste Their Money On
  • Market Responses to NYDFS Requirement to Issue Guidance on Insurance Coverage
  • COVID-19 Insurance FAQ
  • Why Your Startup Should Be Outsourcing Critical Processes
  • Introducing the Embroker Venture Program
  • Named Perils vs. All-Risk: Choosing the Right Commercial Property Insurance
  • Reinventing Insurance for Law Firms
  • How to Create a Startup Growth Strategy That’s Built for Sustained Success
  • What is the Significance of an Insurance Grace Period?
  • What Insurance Policies Do Freelancers Need?
  • 21 Best Startup Books to Help You Scale
  • 13 Lessons From the Experiences of Self-Made Billionaire Founders
  • A Complete Guide to Commercial General Liability Insurance Class Codes
  • 106 Must-Know Startup Statistics for 2023
  • Why Does Your Business Need Insurance?
  • Workers Comp Calculator: How Much Does Workers Comp Insurance Cost?
  • A Startup’s Guide to Business Ethics and Social Responsibility
  • The Ultimate Guide to Protecting Your Business with Slip and Fall Insurance
  • What Types of Business Insurance Does Your Company Need?
  • 10 Best U.S. Startup Cities by Cost
  • 4 Examples of Common D&O Claims
  • Insuring Your Commercial Property: Actual Cash Value or Replacement Cost Coverage?
  • IPO Insurance Coverage Considerations
  • Assessing the Complex Coverage Needs of Biotech Companies
  • How Much Does Business Insurance Cost?
  • A Look Into VC Funding in 2019
  • Embroker Compared to Founder Shield for Startups
  • 10 Common Mistakes That Can Lead to Legal Malpractice Claims and How to Avoid Them
  • What is Vicarious Liability in Insurance? (And How to Protect Your Business)
  • CoverWallet Alternative: Benefits of Choosing Embroker for Startups
  • How the Internet of Things is Affecting the Commercial Insurance Industry
  • What are the Elements of Insurable Risk?
  • What’s the Difference Between Claims-Made and Occurrence Insurance Policies?
  • What Are Loss Run Reports and Why Are They Important?
  • How Embroker Changed Cyber Dive’s Entire Perspective on Insurance
  • What is the Gig Economy? A Definitive Guide to History, Benefits, and Tips to Thrive
  • 2023 Must-Know Cyber Attack Statistics and Trends
  • Vouch Compared to Embroker
  • What Insurance Policies Do Cleantech Companies Need and Why?
  • How to Properly Insure Your Drone Business
  • Embroker Helps Robin Navigate the Complexities of Moving Upmarket
  • Unicorn Startups by Industry and Lessons from the $1B+ Club
  • Insurance Needs for Sales Tech Companies
  • Managing the Risks of Software Development with Software Development Insurance
  • Protecting Your Business from Social Engineering Fraud with Insurance
  • Managing the Risk of Data Breaches with Insurance
  • Series A, B, and C Funding: Guide to Raising Venture Capital
  • The Embroker Difference: Tailoring D&O Policies to Better Address Tech Risks
  • How to Properly Protect Your Fintech Company with Insurance
  • Ecommerce Businesses Insurance: Unique Risks and Needs for Online Businesses
  • Identifying Insurance Needs for SaaS Companies
  • What Does D&O Insurance Not Cover?
  • Why I Joined Embroker - Art Ilinets
  • Embroker Helps Axon Optics See the Light When Buying Insurance
  • The New Standard in Insurance for Startups Gets Even Better
  • Embroker Raises $28M to Continue the Digital Transformation of Commercial Insurance
  • Journey to Embroker - Jeffrey Samuels
  • What’s the Difference Between Admitted and Non-Admitted Insurance Carriers?
  • What Does It Mean When a Business is Licensed, Bonded, and Insured?
  • Why I Came to Work at Embroker - Brad Barkin
  • Marketplace Risk Roadshow
  • Why I Left the Traditional Broker Model - Chris Gunston
  • Full Harvest Found the Right Coverage in Minutes
  • California Wildfires Lead to Record Insurance Payouts
  • The New Standard for Startups
  • Embroker Launches First Ever Fully Digital D&O Policy
  • Embroker Turns Three: Lessons From The Front Line of Insurtech
  • Iris Automation Renews Digitally with Ease
  • 5 Cyber Insurance Coverage Misconceptions
  • 6 Tips for Businesses to Survive Winter Storms
  • A Year in Review: Top 10 Cyber Attacks of 2017
  • Embroker’s New Multi-Company Risk Management Solution
  • Love Story Yoga Flows Smoothly with Embroker
  • Embroker’s Smart Insurance Renewals
  • Collaborate Digitally on Embroker’s Risk Management Platform
  • How to Move Your Insurance to Embroker in 3 Easy Steps
  • Embroker’s Paperless Digital Policies and Risk Reviews
  • Nobody Is Perfect: Learn From Your Business Mistakes
  • New 2018 IRS Update on Employee Benefits
  • Food That Restores: A Chat with Chef Marcus Samuelsson
  • How the California Wildfires are Affecting Businesses
  • The Biology of Risk: How Risk-Taking Affects Our Bodies
  • Twitter’s #280characters of Risk
  • Massive Hack a Reminder of the Need for Cyber Insurance
  • Anne Kreamer: Your Best Career Move Is Take More Risks
  • A Great Risk for an Even Greater Reward
  • Passport Parking Saves 30% on Insurance Premiums
  • 5 Quotes to Celebrate American Business Women’s Day
  • Embrace Risk: Our Quest for Survival
  • Embroker 101: Modern Insurance for Growing Businesses
  • Insurance Renewal Guide
  • Embroker Named to CB Insights' Fintech 250 List
  • Zenefits P&C Customers: Welcome to Embroker!
  • Law Firm CCL&C Chose Control and Cut Costs by 50%
  • Law Firm Goldstein Hall Reduces Premium by 28%
  • Restaurant Group Mixt's Reduces XMod by 26 Points
  • Law Firm ZwillGen's Reduces Premium by $15k
  • Marketplace Company Eden Reduces Premium by $30k
  • 3 Key Things We’ve Learned Since Launching Embroker
  • The Cost of D&O Insurance: Are You Paying Too Much?
  • Does Your Startup Need D&O Insurance?
  • 6 Critical Reasons Your Company Needs D&O Insurance
  • Why I Left My Successful Legacy Insurance Broker Career - Mike Sullivan
  • 3 Big Insurance Trends For the Next 12 Months
  • Announcing Embroker's Series A Fundraise
  • Insurance Myths Part IV: Fast, Cheap or Good
  • Insurance Myths Part III: The Redemption in Data
  • Insurance Myths Part II: The Relationship Business
  • Insurance Myths: On Technology and Existential Dread
  • Introducing Embroker, a New Approach to Insurance
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The information provided on this website does not constitute insurance advice. All content and materials are for general informational purposes only. Complete Embroker’s online application and contact one of our licensed insurance professionals to obtain advice for your specific business insurance needs.